Gen-X Lifestyle Gold Membership


Personal Accident Insurance Information

Cover Description

Accidental Death / Permanent Disablement (Per Insured)                            RM500,000

Accident Medical Expenses (Per Insured Per Accident)                                      RM500

 

Other Information

Age limit: 18 years old to 65 years old

TERRITORIAL LIMIT: World-wide

This policy is subject to the following clauses / endorsement:

1.       Snake, Insect and Animal Bites Clause

2.       Kidnapping Clause

3.       Drowning

4.       Food and Drink Poisoning

5.       Repatriation Expenses (Sub-limit: MYR500)

6.       Funeral Expenses (Sub-limit: MYR500)

 

Event And Benefit

Event

Benefit

Bodily injury caused solely and directly by violent accidental and visible means resulting sole and directly and independently of any other cause

 

1.       Death – 100% of the Capital Sum Insured

The Sum Insured for Benefit No. 1 in the Schedule

2.       PERMANENT DISABLEMENT per following scale – Insured for

The following percentages of the Sum Benefit No. 2 in the Schedule

Loss of both hands

100%

Loss of both feet

100%

Complete and irrecoverable loss of sight in both eyes

100%

Loss of one hand and one foot

100%

Complete and incurable insanity

100%

Injuries resulting in permanently being bedridden

100%

Any other injuries causing permanent total disablement

100%

Complete and incurable paralysis

100%

Loss of arm at shoulder

100%

Loss of arm between shoulder and elbow

100%

Loss of arm at elbow

100%

Loss of arm between elbow and wrist

100%

Loss of hand at wrist

100%

Loss of leg at hip

100%

Loss of leg between knee and hip

100%

Loss of leg below knee

100%

Loss of eye – whole

100%

Loss of eye – sight of

100%

Complete and irrecoverable loss or sight in one eye except perception of light

50%

Loss of lens of eye

50%

Loss of four fingers and thumb of one hand

50%

Loss of four fingers

40%

Loss of thumb

Both phalanges

25%

One phalanx

10%

Loss of index finger

Three phalanges

10%

Two phalanges

8%

One phalanx

4%

Loss of middle finger

Three phalanges

6%

Two phalanges

4%

One phalanx

2%

Loss of ring finger

Three phalanges

5%

Two phalanges

4%

One phalanx

2%

Loss of little finger

Three phalanges

4%

Two phalanges

3%

One phalanx

2%

Loss of metacarpals

First of second (additional)

3%

Third, fourth or fifth (additional)

2%

Loss of toes

All

5%

Great, both phalanges

5%

Great, one phalanx

2%

Other than great, if more than one toe each

1%

Loss of hearing

Both ears

75%

One ear

15%

Total loss of speech

50%

 


* The personal accident plan is underwritten by QBE Insurance (Malaysia) Berhad.

** The "Food For Decade" programme benefit is underwritten by Tokio Marine Insurans (Malaysia) Berhad.







&a

Write a review

Note: HTML is not translated!
    Bad           Good
Captcha

Gen-X Lifestyle Gold Membership

  • Product Code: Gen-X Lifestyle Gold Membership
  • Availability: In Stock
  • RM588.00